Moving Out?

Moving Out?

Are you ready to move out? Just recently we encountered a young man, just starting out in life.  He’s nineteen years old, attending college, working, and was evicted from his home.  Now he’s looking for a new place to hang out but living quarters are not...
Smart Uses for Your Tax Refund

Smart Uses for Your Tax Refund

Your tax refund marks a great chance to set yourself in a better position for the future. If you’re getting blessed by the IRS, here are a some great ways to make sure your money continues to work for you. Get Out of / Reduce Your Debt. If you are like most people...
College Financial Aid Planning

College Financial Aid Planning

College Financial Aid Planning Individuals who want to attend college but cannot afford the costs outright must find alternative funding through various types of financial aid. Many factors affect eligibility for federal financial aid; therefore, all students should...
TCJA Changes to Education

TCJA Changes to Education

Graduation is only a month away.  The Tax Cuts and Jobs Act (TCJA) modifies or eliminates some of the benefits for people who are saving for college, people who are paying off their student loans, and students just starting out. However, many of the most popular tax...
Identity Theft and Your Taxes

Identity Theft and Your Taxes

With tax day rapidly approaching, we are focusing on identity theft and your taxes. Identity Theft and Your Taxes Your identity and money can be stolen in a tax-related scam via email (“phishing”), fax, phone, or letters. Some recent examples of identity theft scams...
TCJA: Changes to Retirement Plans

TCJA: Changes to Retirement Plans

Here’s a look at some of the more important changes in the TCJA that affect retirement plans. Except with regard to the disaster-related provisions, the changes are effective for tax years beginning in 2018. Recharacterization of IRA Contributions An individual...