Retirement Planning

Every moment matters…
Are you able to retire?

You’ve spent the majority of your life working to save enough money so that you are able to retire. As you transition into retirement and start to live off your savings, it’s important to develop a strategy that helps manage retirement challenges such as longevity, inflation, and market volatility, and ensures your income lasts for life.

You may want to get your bearings and ask yourself where you are now:

How much will I need to retire?

Will Social Security be there?

Will my retirement income last as long as I live?

How can life insurance help supplement my retirement income?

Retirement Planning – Things to Consider


Unforseen Medical Expenses

Older age typically brings medical problems and increased healthcare expenses. Without your own nest egg, living out your retirement years in comfort while also covering your medical expenses may turn out to be a burden too large to bear – especially if your health (or that of your loved ones) starts to deteriorate.

Estate Planning

Without a well-planned retirement nest egg, you may be forced to liquidate your assets in order to cover your expenses during your retirement years. This could prevent you from leaving a financial legacy for your loved ones, or worse, cause you to become a financial burden on your family in your old age.



The probability of your nest egg not keeping up with the cost of living is pronounced the longer you live.


Cognitive Decline

A foggier brain. Dementia. Alzheimer’s disease. These are big concerns and scientists are furiously working to find cures for cognitive decline.



Debt can be a constant source of stress and affect retirees’ ability to keep their homes, pay necessary living expenses, and even be accepted into independent- or assisted-living facilities.

Thought Given to Retirement Planning

  • 13% of Non-Retired Adults Give Retirement a Lot of Thought
  • 21% of Non-Retired Adults Give Retirement a Fair Amount of Thought
  • 25% of Non-Retired Adults Give Retirement Some Thought
  • 22% of Non-Retired Adults Give Retirement a Little Thought
  • 17% of Non-Retired Adults Give Retirement No Thought


Retirement can be about having the time to enjoy the things you have always wanted to do. Put your retirement concerns at ease by planning ahead and laying a good foundation for your financial security.

Contact Us!


(916) 960-9800
(916) 415-8273

2 Locations to Serve You

508 Gibson Drive, Suite 240
Roseville, CA 95678

31495 County Road 31
Greeley, CO 80631

Hours of Operation

8:00 am - 5:00 pm
Monday - Friday

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